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Thelma Centeno
(909) 467-1500 YourKey@rayboninc.com
  • 537 N. Euclid Ave Ste:100
    Ontario, CA 91762
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California Regional Multiple Listing Service

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

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First Time Home Buyer Tips for Upland, California: Your 2025 Guide to Homeownership

Buying your first home is one of the most exciting financial milestones you will ever experience. If you are looking to purchase in Upland, California, you are in good company. This charming city at the base of the San Gabriel Mountains offers a desirable blend of suburban tranquility and convenient...

  • By Richard Centeno
  • Jul 10, 2026
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Preparing Your Home to Sell in San Diego: A Complete Guide for Homeowners

San Diego's real estate market remains one of the most dynamic and desirable in California, offering homeowners a unique opportunity to maximize their property's value when selling. Whether you own a coastal bungalow in Pacific Beach, a family home in Carmel Valley, or a downtown condo in East Villa...

  • By Richard Centeno
  • Jul 10, 2026
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The Latest Mortgage News in Ontario, California: Insights from Richard Centeno

In the ever-evolving world of real estate and finance, staying informed about mortgage trends and news is crucial, especially for those looking to buy or refinance a home. For residents and potential homeowners in Ontario, California, understanding these changes can mean the difference between locki...

  • By Richard Centeno
  • Aug 29, 2025
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Navigating Your Initial Mortgage Experience in Upland, California

Purchasing your first home in Upland, California is an exciting milestone. However, it often comes with the daunting process of handling your first mortgage. With the expertise of Richard Centeno at RayBon Mortgage, rest assured that you can smoothly navigate through this journey with confidence. Th...

  • By Richard Centeno
  • Apr 11, 2025
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Finding the Perfect Mortgage in Upland, California: A Comprehensive Guide to Securing Your Dream Home

Navigating the world of mortgages can be daunting, especially when you’re trying to secure your dream home in a bustling market like Upland, California. The key to a successful home buying experience lies in finding the right mortgage tailored to your needs. With Richard Centeno at RayBon Mortgage b...

  • By Richard Centeno
  • Mar 14, 2025
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Exploring Various Loan Options in San Diego, California

Navigating the world of loans can be daunting, especially in a dynamic market like San Diego, California. Whether you're a first-time homebuyer, seasoned investor, or someone looking to refinance an existing loan, understanding your options is crucial. Richard Centeno at RayBon Mortgage is dedicated...

  • By Richard Centeno
  • Feb 28, 2025
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Unveiling the Diversity of Loan Options in Ontario, California

Navigating the world of loans can be overwhelming, particularly in a vibrant market like Ontario, California. Understanding the types of loans available is crucial for making informed financial decisions. Richard Centeno, a seasoned expert at RayBon Mortgage, offers invaluable insights into the dive...

  • By Richard Centeno
  • Feb 28, 2025
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Unlocking the Benefits of VA Home Loans in Ontario, California

Navigating the real estate market in Ontario, California, can be complex, especially for veterans and active-duty service members seeking the perfect home. VA Home Loans offer an incredible opportunity for eligible individuals to purchase a home with zero down payment and competitive interest rates....

  • By Richard Centeno
  • Feb 14, 2025
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Unlocking the Potential: New Listings in Rancho Cucamonga, California

The bustling suburban city of Rancho Cucamonga, California, has become an exciting destination for homebuyers seeking new listings that offer an ideal mix of modern living and scenic beauty. As the real estate market continues to heat up, prospective buyers and investors have a wealth of opportuniti...

  • By Richard Centeno
  • Jan 17, 2025
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