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Thelma Centeno
(909) 467-1500 YourKey@rayboninc.com
  • 537 N. Euclid Ave Ste:100
    Ontario, CA 91762
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California Regional Multiple Listing Service

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

Based on information from California Regional Multiple Listing Service, Inc. as of the most recent time synced and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

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Upland Real Estate Trends 2025: What Homebuyers and Sellers Need to Know

Upland, California, continues to be one of the most sought-after communities in San Bernardino County, offering a unique blend of small-town charm and big-city convenience. Nestled at the base of the San Gabriel Mountains, this vibrant city has become a hotspot for families, professionals, and retir...

  • By Richard Centeno
  • Jul 10, 2026
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First Time Home Buyer Tips for Upland, California: Your 2025 Guide to Homeownership

Buying your first home is one of the most exciting financial milestones you will ever experience. If you are looking to purchase in Upland, California, you are in good company. This charming city at the base of the San Gabriel Mountains offers a desirable blend of suburban tranquility and convenient...

  • By Richard Centeno
  • Jul 10, 2026
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Preparing Your Home to Sell in Upland, California: A Complete 2025 Guide

Upland, California, sits at the base of the San Gabriel Mountains and offers a unique blend of suburban charm, historic character, and convenient access to both Los Angeles and the Inland Empire. If you are thinking about listing your property, knowing how to prepare your home to sell in Upland, Cal...

  • By Richard Centeno
  • Jul 10, 2026
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Rancho Cucamonga Real Estate Trends 2025: What Homebuyers and Sellers Need to Know

Rancho Cucamonga, California, has long been one of the Inland Empire's most desirable communities, and the real estate trends shaping this city in 2025 are worth watching closely. Nestled at the base of the San Gabriel Mountains, this vibrant city offers a unique blend of suburban comfort, urban con...

  • By Richard Centeno
  • Jul 10, 2026
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First Time Home Buyer Tips for Rancho Cucamonga: Your 2025 Guide to Success

Buying your first home is one of the most exciting financial milestones you will ever experience. If you are searching for first time home buyer tips tailored to Rancho Cucamonga, you have come to the right place. This thriving city in San Bernardino County offers a unique blend of suburban charm, t...

  • By Richard Centeno
  • Jul 10, 2026
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Preparing Your Home to Sell in Rancho Cucamonga: A Complete Guide for Homeowners

Selling your home in Rancho Cucamonga, California, is an exciting journey, but it also requires careful planning and preparation. Whether you are moving to a new neighborhood within the city or relocating to another part of Southern California, getting your property ready for the market can make the...

  • By Richard Centeno
  • Jul 10, 2026
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San Diego Real Estate Trends 2025: What Home Buyers and Sellers Need to Know

San Diego's real estate market continues to be one of the most dynamic and sought-after housing markets in California. Whether you are a first-time buyer, a growing family looking for more space, or a homeowner considering a sale, understanding the latest real estate trends in San Diego, California,...

  • By Richard Centeno
  • Jul 10, 2026
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Your Complete Guide to First Time Home Buyer Tips in San Diego

Buying your first home is an exciting milestone, and doing it in a city as vibrant as San Diego makes it even more special. From the coastal breeze of Pacific Beach to the historic charm of North Park, San Diego offers a diverse range of neighborhoods each with its own unique character. But navigati...

  • By Richard Centeno
  • Jul 10, 2026
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Preparing Your Home to Sell in San Diego: A Complete Guide for Homeowners

San Diego's real estate market remains one of the most dynamic and desirable in California, offering homeowners a unique opportunity to maximize their property's value when selling. Whether you own a coastal bungalow in Pacific Beach, a family home in Carmel Valley, or a downtown condo in East Villa...

  • By Richard Centeno
  • Jul 10, 2026
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Latest Loan News in Ontario, California: Insights from Richard Centeno at Sample Company

The bustling city of Ontario, California, is a dynamic hub for real estate and financial opportunities. As the market continually evolves, staying abreast of the latest loan news is crucial for homebuyers, sellers, and investors. With Richard Centeno at the helm, RayBon Mortgage stands out as a lead...

  • By Richard Centeno
  • Aug 29, 2025
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The Latest Mortgage News in Ontario, California: Insights from Richard Centeno

In the ever-evolving world of real estate and finance, staying informed about mortgage trends and news is crucial, especially for those looking to buy or refinance a home. For residents and potential homeowners in Ontario, California, understanding these changes can mean the difference between locki...

  • By Richard Centeno
  • Aug 29, 2025
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Upland, California Mortgage News: Insightful Updates from Richard Centeno at Sample Company

In the rapidly evolving world of real estate, staying updated on the latest mortgage news is crucial for potential homebuyers, sellers, investors, and enthusiasts alike. For those residing in or considering a move to Upland, California, understanding the intricacies of the local housing market can s...

  • By Richard Centeno
  • Aug 29, 2025
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Finding the Perfect Mortgage in Upland, California: A Comprehensive Guide to Securing Your Dream Home

Navigating the world of mortgages can be daunting, especially when you’re trying to secure your dream home in a bustling market like Upland, California. The key to a successful home buying experience lies in finding the right mortgage tailored to your needs. With Richard Centeno at RayBon Mortgage b...

  • By Richard Centeno
  • Mar 14, 2025
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Unleashing the Benefits of FHA Home Loans in Riverside, California

Navigating the path to homeownership can be a daunting journey, but with the expertise of Richard Centeno and the team at RayBon Mortgage, understanding FHA Home Loans in Riverside, California becomes a manageable and rewarding experience. This article will explore how FHA loans can be an attractive...

  • By Richard Centeno
  • Feb 14, 2025
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Unlocking the Benefits of VA Home Loans in Tustin, California

Navigating the mortgage landscape can be daunting, especially for veterans and active service members seeking to put down roots in Tustin, California. One mortgage option that stands out for its unique benefits is the VA home loan. Richard Centeno at RayBon Mortgage offers an unparalleled expertise...

  • By Richard Centeno
  • Feb 14, 2025
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Navigating Conventional Home Loans in Orange, California: A Comprehensive Guide

Conventional home loans have become a popular choice for homebuyers across Orange, California. These loans are known for their flexibility, variety, and competitive rates. As you embark on the journey to secure a conventional loan, partnering with an experienced mortgage broker like Richard Centeno...

  • By Richard Centeno
  • Feb 14, 2025
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Unlocking the Benefits of VA Home Loans in San Diego, California

Homeownership is a significant milestone in life, and for veterans and active military personnel residing in San Diego, California, VA Home Loans are an invaluable resource. These loans offer attractive benefits that make purchasing or refinancing a home much more accessible. In this article, we'll...

  • By Richard Centeno
  • Feb 14, 2025
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Unlocking Success: The Best Real Estate Agents in San Bernadino, California

When you're on the journey to buy or sell a property, the right real estate agent can transform a usually daunting process into an experience that is both efficient and enjoyable. In San Bernardino, California, where the vibrant real estate market continues to grow, finding an agent who encompasses...

  • By Richard Centeno
  • Nov 20, 2024
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Best Real Estate Agents in Ontario, California

When embarking on the journey of buying or selling a property in Ontario, California, the guidance of a skilled real estate agent can make all the difference. Richard Centeno and his team at RayBon Mortgage lead the way in connecting clients with the best real estate agents the market has to offer....

  • By Richard Centeno
  • Nov 20, 2024
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