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Thelma Centeno
(909) 467-1500 YourKey@rayboninc.com
  • 537 N. Euclid Ave Ste:100
    Ontario, CA 91762
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California Regional Multiple Listing Service

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

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Upland Real Estate Trends 2025: What Homebuyers and Sellers Need to Know

Upland, California, continues to be one of the most sought-after communities in San Bernardino County, offering a unique blend of small-town charm and big-city convenience. Nestled at the base of the San Gabriel Mountains, this vibrant city has become a hotspot for families, professionals, and retir...

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  • Jul 10, 2026
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First Time Home Buyer Tips for Upland, California: Your 2025 Guide to Homeownership

Buying your first home is one of the most exciting financial milestones you will ever experience. If you are looking to purchase in Upland, California, you are in good company. This charming city at the base of the San Gabriel Mountains offers a desirable blend of suburban tranquility and convenient...

  • By Richard Centeno
  • Jul 10, 2026
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First Time Home Buyer Tips for Rancho Cucamonga: Your 2025 Guide to Success

Buying your first home is one of the most exciting financial milestones you will ever experience. If you are searching for first time home buyer tips tailored to Rancho Cucamonga, you have come to the right place. This thriving city in San Bernardino County offers a unique blend of suburban charm, t...

  • By Richard Centeno
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Latest Real Estate Insights: San Bernardino, California's Dynamic Market Trends

The real estate landscape in San Bernardino, California, is evolving rapidly, offering numerous opportunities and challenges for homebuyers, sellers, investors, and real estate enthusiasts alike. Richard Centeno and the dedicated team at RayBon Mortgage are at the forefront of these developments, pr...

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  • Sep 23, 2025
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Relocate with Confidence: Your Guide to Moving to San Bernardino, California

Situated at the heart of Southern California, San Bernardino is a vibrant and diverse city where urban life meets scenic landscapes. Whether you're a young professional, a family looking to settle down, or an investor seeking opportunities, moving to San Bernardino can offer you the perfect blend of...

  • By Richard Centeno
  • Sep 12, 2025
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Finding the Perfect Mortgage in San Bernardino, California

Navigating the world of mortgages can be complex, particularly in a diverse real estate market like San Bernardino, California. With varying needs for homebuyers and investors, finding the right mortgage is crucial for making your real estate dreams a reality. Richard Centeno at RayBon Mortgage is h...

  • By Richard Centeno
  • Mar 14, 2025
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The Ultimate Guide to Securing a Mortgage in San Bernardino, California

Purchasing a home in San Bernardino, California, can be both an exciting and formidable task. With a bustling housing market and a range of options, potential homeowners must navigate the complexities of obtaining a mortgage with precision and understanding. Richard Centeno at RayBon Mortgage is her...

  • By Richard Centeno
  • Mar 14, 2025
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Navigating Mortgage Loan Options in San Bernardino, California

In the bustling city of San Bernardino, California, purchasing a home is a significant milestone, often accompanied by the crucial decision of selecting the right mortgage loan. This guide, brought to you by Richard Centeno at RayBon Mortgage, aims to provide comprehensive insights into various mort...

  • By Richard Centeno
  • Feb 21, 2025
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Why People Are Flocking to San Bernardino, California: A Comprehensive Guide

As the crossroads of opportunity in Southern California, San Bernardino is witnessing a steady influx of new residents drawn by its various charms. But what makes this inland metropolis so attractive? Who better to unravel the reasons behind this trend than Richard Centeno of RayBon Mortgage, an exp...

  • By Richard Centeno
  • Nov 20, 2024
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Navigating First-Time Homebuyer Loans in San Bernardino, California: Your Essential Guide

Navigating First-Time Homebuyer Loans in San Bernardino, California: Your Essential Guide Embarking on the journey of purchasing your first home is an exhilarating milestone. As a potential homebuyer in San Bernardino, California, you are privy to an array of first-time homebuyer loan options design...

  • By Richard Centeno
  • Nov 20, 2024
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Self-Employed Mortgage Loans in San Bernadino, California: A Comprehensive Guide

If you're self-employed and seeking to buy a home in the bustling, sun-kissed city of San Bernardino, California, understanding the unique challenges and solutions of securing a mortgage can be the key to unlocking the door to your new property. The good news is that Richard Centeno at RayBon Mortga...

  • By Richard Centeno
  • Nov 20, 2024
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The Benefits of the Best Mortgage Rates in San Bernardino, California

For most potential homeowners and investors in San Bernardino, California, securing a mortgage is a significant step towards achieving their property ownership dreams. However, deciphering the complex world of mortgage rates can be challenging. With RayBon Mortgage, you can navigate this space confi...

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  • Nov 20, 2024
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How to Get Pre-Approved for a Mortgage in San Bernardino, California: A Comprehensive Guide For Homebuyers

Navigating Mortgage Pre-Approval in San Bernardino: Your Path to Homeownership If you're setting your sights on the picturesque cityscapes and the suburban charm of San Bernardino, California, securing a mortgage pre-approval should top your list of priorities as a prospective homebuyer. A mortgage...

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Unlock Your Dream Home with 0% Down Home Loans in San Bernardino, California

Unlock Your Dream Home with 0% Down Home Loans in San Bernardino, California Homeownership is a cornerstone of the American dream, yet the upfront costs can be a significant barrier for many prospective buyers. In San Bernardino, California, a region known for its beautiful desert landscapes and thr...

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