(909) 467-1500 YourKey@rayboninc.com RayBon Mortgage
Traffic Dashboard
Home Home
  • Search
  • Communities
    • Ontario
    • Upland
    • San Bernardino
    • Riverside County
    • Rancho Cucamonga
    • San Diego County
    • Orange County
  • About
    • Learn More
    • Meet the Team
    • Our Testimonials
    • Past Events
  • Services
  • Mortgage Loan Steps
  • Home Valuation
  • Articles
  • Contact
Traffic Dashboard
Thelma Centeno
(909) 467-1500 YourKey@rayboninc.com
  • 537 N. Euclid Ave Ste:100
    Ontario, CA 91762
Home
  • Search
  • Communities
  • About
  • Services
  • Mortgage Loan Steps
  • Home Valuation
  • Articles
  • Contact
Legal
  • Privacy
  • Terms
  • DMCA
  • Accessibility
  • Fair Housing
Account
  • Dashboard
  • Logout
  • Login
RayBon Mortgage - Footer Logo
©2026 RayBon Mortgage. All rights reserved.
Website built by CloseHack.
California Regional Multiple Listing Service

The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.

Based on information from California Regional Multiple Listing Service, Inc. as of the most recent time synced and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information

Back

Monterey Bay Surf City

Condos & Apartments in Santa Cruz, CA

Welcome to Santa Cruz, a Monterey Bay surf town and college city known for its historic boardwalk, redwood-covered hills, and Highway 17 commute to Silicon Valley.

Santa Cruz is a city and the county seat of Santa Cruz County, California, occupying the northern shore of Monterey Bay at the base of the Santa Cruz Mountains. About 75 miles south of San Francisco and roughly 30 miles from San Jose over Highway 17, it functions both as a self-contained coastal city and as a residential outlier of the Silicon Valley economy. Its population is approximately 61,000, with Santa Cruz County home to more than a quarter-million people. The city's character is defined by the meeting of ocean, forest, and a famously relaxed culture. UC Santa Cruz, the University of California campus established in the 1960s, spreads across a hillside of redwood groves overlooking the bay and gives the city a steady presence of students, faculty, and research employment. Downtown Santa Cruz, with its independent shops and restaurants, Pacific Avenue corridor, and mix of Victorian and early-20th-century buildings, anchors civic life, while the beachfront draws visitors to the historic Santa Cruz Beach Boardwalk. Surfing is woven into Santa Cruz's identity. Three Hawaiian princes are credited with introducing the sport to the mainland here in 1885, and the city has since produced generations of surfers at breaks such as Cowell's, Steamer Lane, and Pleasure Point. The coastline's parks and beaches — Natural Bridges, Lighthouse Field, West Cliff Drive, and Seabright — make the ocean accessible in nearly every part of town, and the redwood parks of Henry Cowell and Wilder Ranch sit just minutes inland. Santa Cruz is also a commuter city. Highway 17 carries a daily flow of residents over the mountains to jobs in San Jose, Los Gatos, and the broader Santa Clara Valley, a drive that typically takes 25 to 50 minutes, while the Highway 17 Express bus links downtown Santa Cruz to San Jose's transit network. This combination of beach-town lifestyle, university energy, and Bay Area employment access shapes both who lives in Santa Cruz and the character of its housing market.

Population 61,398
County Santa Cruz
Active Listings 292
Browse by Listing Type
attach_moneyFor Sale editFor Rent
Browse by Property Type
homeHouses apartmentCondos & Apartments holiday_villageTownhouses & Duplexes crop_landscapeLots & Land parkFarms & Ranches

Frequently Asked Questions

What county is Santa Cruz in?

Santa Cruz is the county seat of Santa Cruz County, California, on the northern shore of Monterey Bay about 75 miles south of San Francisco. The county has a population of roughly a quarter-million people.

How far is Santa Cruz from San Jose and Silicon Valley?

Santa Cruz is roughly 30 miles from San Jose over Highway 17, a drive that typically takes 25 to 50 minutes depending on traffic. The Highway 17 Express bus also connects downtown Santa Cruz to San Jose's Diridon Station.

What is Santa Cruz known for?

Santa Cruz is known for its surf culture, the Santa Cruz Beach Boardwalk, UC Santa Cruz, and its redwood forests and beaches. Surfing was introduced to the mainland United States here in 1885, when three Hawaiian princes rode waves at the mouth of the San Lorenzo River.

What school district serves Santa Cruz?

The city of Santa Cruz is served by Santa Cruz City Schools, while surrounding areas fall within districts including Live Oak, Soquel, Scotts Valley, and Pajaro Valley. UC Santa Cruz is the area's major four-year institution, and Cabrillo College serves nearby Aptos.

What is the Santa Cruz Beach Boardwalk?

The Santa Cruz Beach Boardwalk is an oceanfront amusement park on Main Beach that opened in 1907, making it California's oldest surviving seaside amusement park. It features the Giant Dipper wooden roller coaster, a 1911 Looff Carousel, and seasonal events.

MARKET SNAPSHOT

The Market at a Glance

How homes have been selling here over the last 90 days.

home_work New This Week 15
Went Under Contract 0
trending_down Price Reductions 0
payments Median Sale Price $1,350,000 -5.3%
square_foot Price per Sq Ft $939
schedule Avg Days on Market 0
sell Homes Sold 93
percent Sale-to-List Ratio 101.0%
inventory_2 Months of Inventory 5.6

Price & Sales History

Market data reflects closed sales over the last 90 days and is provided for informational purposes.

BROWSE BY ZIP

Zip Codes

Browse listings by postal code in this area.

039 homes for saleMedian sale$295K1 sale in the last 90 days
0000021 homes for saleMedian sale$370KPer sq ft$199 sales in the last 90 days
100231 home for saleMedian sale$1M2 sales in the last 90 days
111111 home for saleMedian sale$295K
123451 home for saleMedian sale$295K
218501 home for saleMedian sale$145KPer sq ft$1275 sales in the last 90 days
227132 homes for saleMedian sale$565KPer sq ft$2744 sales in the last 90 days
227401 home for saleMedian sale$315KPer sq ft$2643 sales in the last 90 days
483121 home for saleMedian sale$317KPer sq ft$166133 sales in the last 90 days
759641 home for saleMedian sale$205KPer sq ft$1151 sale in the last 90 days
760631 home for saleMedian sale$495KPer sq ft$190254 sales in the last 90 days
777601 home for saleMedian sale$129.4KPer sq ft$3101 sale in the last 90 days
View All Zip Codes
Get Alerts Advanced Search
  • Grid
  • Map
  • List
21147 E Cliff Drive For Sale
$945,000
21147 E Cliff DriveSanta Cruz, CA 95062
  • 2 bd
  • 2 ba
  • 1306 sqft
  • Built 1976
  • ML82058649
Bailey Properties
228 Everson Drive For Sale
$749,000
228 Everson DriveSanta Cruz, CA 95060
  • 2 bd
  • 2 ba
  • 931 sqft
  • Built 1998
  • ML82057315
Intero R E Services
41 Grandview Street #907 For Sale
$699,000
41 Grandview Street #907Santa Cruz, CA 95060
  • 2 bd
  • 2 ba
  • 913 sqft
  • Built 1989
  • ML82057630
Alliance Bay Realty
918 3rd Street #F For Sale
$699,000
918 3rd Street #FSanta Cruz, CA 95060
  • 1 bd
  • 1.5 ba
  • 1043 sqft
  • Built 1984
  • ML82057413
Coldwell Banker Realty
574 Spinnaker Court For Sale
$989,000
574 Spinnaker CourtSanta Cruz, CA 95062
  • 2 bd
  • 2 ba
  • 1267 sqft
  • Built 1982
  • ML82056979
Compass
308 River Street #D27 For Rent
$3,600
308 River Street #D27Santa Cruz, CA 95060
  • 3 bd
  • 2 ba
  • 1375 sqft
  • Built 1993
  • ML82057022
Wilder Associates
584 Spinnaker Court For Sale
$1,259,000
584 Spinnaker CourtSanta Cruz, CA 95062
  • 3 bd
  • 2.5 ba
  • 1522 sqft
  • Built 1982
  • ML82056602
PMI Santa Cruz
110 Library Lane For Sale
$910,000
110 Library LaneSanta Cruz, CA 95062
  • 2 bd
  • 2 ba
  • 1244 sqft
  • Built 1996
  • ML82056687
Sherman & Boone Realtors
1111 Ocean Street #204 For Sale
$565,000
1111 Ocean Street #204Santa Cruz, CA 95060
  • 1 bd
  • 1 ba
  • 624 sqft
  • Built 2014
  • ML82055636
Bailey Properties
220 Castillion Terrace For Sale
$799,000
220 Castillion TerraceSanta Cruz, CA 95060
  • 2 bd
  • 1.5 ba
  • 1046 sqft
  • Built 1976
  • ML82054811
Live Love Santa Cruz
140 Palo Verde Terrace For Sale
$699,000
140 Palo Verde TerraceSanta Cruz, CA 95060
  • 2 bd
  • 1.5 ba
  • 990 sqft
  • Built 1974
  • ML82054789
Karon Properties
755 14th Avenue #713 For Sale
$529,000
755 14th Avenue #713Santa Cruz, CA 95062
  • 1 bd
  • 1 ba
  • 656 sqft
  • Built 1973
  • ML82054726
Real Estate Eight Three One
2030 Pacific Avenue #237 For Sale
$750,000
2030 Pacific Avenue #237Santa Cruz, CA 95060
  • 2 bd
  • 1 ba
  • 895 sqft
  • Built 2008
  • ML82054198
Anderson Christie, Inc.
136 Canfield Avenue #A For Sale
$778,000
136 Canfield Avenue #ASanta Cruz, CA 95060
  • 2 bd
  • 2 ba
  • 1198 sqft
  • Built 1977
  • ML82049928
KW Thrive Santa Cruz
164 Pryce Street For Rent
$3,500
164 Pryce StreetSanta Cruz, CA 95060
  • 2 bd
  • 1 ba
  • 1025 sqft
  • Built 1984
  • ML82054206
Wilder Associates
163 Harbor Oaks Circle For Sale
$799,000
163 Harbor Oaks CircleSanta Cruz, CA 95062
  • 3 bd
  • 1.5 ba
  • 1218 sqft
  • Built 1978
  • ML82053360
David Lyng Real Estate
250 River Street #220 For Sale
$635,000
250 River Street #220Santa Cruz, CA 95060
  • 2 bd
  • 1 ba
  • 748 sqft
  • Built 1986
  • ML82048162
Coldwell Banker Realty
101 Jewell Street #8 For Sale
$950,000
101 Jewell Street #8Santa Cruz, CA 95060
  • 2 bd
  • 2 ba
  • 1572 sqft
  • Built 2018
  • ML82053312
Real Brokerage Technologies
755 14th Avenue #704 For Sale
$299,500
755 14th Avenue #704Santa Cruz, CA 95062
  • 1 bd
  • 1 ba
  • 656 sqft
  • Built 1973
  • ML82052739
Coldwell Banker Realty
755 14th Avenue #315 For Sale
$639,000
755 14th Avenue #315Santa Cruz, CA 95062
  • 2 bd
  • 1 ba
  • 799 sqft
  • Built 1973
  • ML82052690
eXp Realty of California Inc
1006 Seabright Avenue Active
$1,876,000
1006 Seabright AvenueSanta Cruz, CA 95062
  • 2250 sqft
  • Built 1946
  • ML82052564
Time Realty
120 Grant Street For Sale
$799,000
120 Grant StreetSanta Cruz, CA 95060
  • 2 bd
  • 2 ba
  • 1087 sqft
  • Built 1978
  • ML82047722
Compass
2042 Bobwhite Lane For Sale
$819,000
2042 Bobwhite LaneSanta Cruz, CA 95065
  • 2 bd
  • 2.5 ba
  • 1269 sqft
  • Built 1986
  • ML82047614
Compass
41 Grandview Street #1402 For Sale
$585,000
41 Grandview Street #1402Santa Cruz, CA 95060
  • 1 bd
  • 1 ba
  • 692 sqft
  • Built 1989
  • ML82049863
Compass
2701 Amberwood Lane For Sale
$779,000
2701 Amberwood LaneSanta Cruz, CA 95065
  • 3 bd
  • 2 ba
  • 1392 sqft
  • Built 1983
  • ML82050765
Century Medallion Of Los Gatos
755 14th Avenue #814 For Sale
$689,900
755 14th Avenue #814Santa Cruz, CA 95062
  • 2 bd
  • 1 ba
  • 799 sqft
  • Built 1973
  • ML82050095
Frank Murphy Realty
321 Broadway #A2 For Sale
$549,000
321 Broadway #A2Santa Cruz, CA 95060
  • 1 bd
  • 1 ba
  • 1028 sqft
  • Built 1980
  • ML82049608
eXp Realty of California Inc
41 Grandview Street #1101 For Sale
$749,000
41 Grandview Street #1101Santa Cruz, CA 95060
  • 2 bd
  • 2 ba
  • 910 sqft
  • Built 1989
  • ML82047676
Bailey Properties
1200 Capitola Road #7 For Sale
$742,000
1200 Capitola Road #7Santa Cruz, CA 95062
  • 3 bd
  • 2 ba
  • 1333 sqft
  • Built 1981
  • ML82046819
Christie's International Real Estate Sereno
Address Not Shown For Sale
$1,385,000
Address Not ShownSanta Cruz, CA 95060
  • 1 bd
  • 2.5 ba
  • 1352 sqft
  • Built 2021
  • ML82044670
JR Parrish Inc.
817 California Street Active
$3,725,000
817 California StreetSanta Cruz, CA 95060
  • 4828 sqft
  • Built 1973
  • ML82042938
Compass
328 Main Street #13 For Sale
$949,000
328 Main Street #13Santa Cruz, CA 95060
  • 2 bd
  • 1 ba
  • 1200 sqft
  • Built 1958
  • ML82040189
Vista Properties Inc
121 Vista Prieta For Sale
$319,100
121 Vista PrietaSanta Cruz, CA 95062
  • 2 bd
  • 1 ba
  • 845 sqft
  • Built 1984
  • ML82028420
eXp Realty of California Inc
603 Mission Street Active
$2,535,000
603 Mission StreetSanta Cruz, CA 95060
  • 5923 sqft
  • Built 1889
  • ML81988389
Anderson Christie, Inc.
203 Vista Prieta Court For Sale
$235,000
203 Vista Prieta CourtSanta Cruz, CA 95062
  • 1 bd
  • 1 ba
  • 600 sqft
  • Built 1986
  • ML81976411
Coastal Life Real Estate
35

Santa Cruz Searches

  • All Santa Cruz
  • For Sale in Santa Cruz
  • Rentals in Santa Cruz
  • Houses in Santa Cruz
  • Townhouses & Duplexes in Santa Cruz
  • Lots & Land in Santa Cruz
  • Farms & Ranches in Santa Cruz

Featured Searches

Advanced Search
  • $200k to $300k Homes
  • $300k to $400k Homes
  • $400k to $500k Homes
  • Acreage
  • Commercial Properties
  • Farms & Ranches
  • Golf Course Homes
  • Homes Listed this Week
  • Homes with 2+ Beds
  • Homes with Pools
  • Large Houses (2k+ sqft)
  • Luxury Condos ($400k+)
  • Multi-Family Homes
  • New Construction
  • Oceanfront Condos
  • Rentals Under $2k
  • Rentals with Pets
  • Under $200k Homes
  • Under $250k Homes
  • Water View Homes
  • Water View Homes

Popular Cities

All Cities
  • Los Angeles5193 Listings
  • San Diego3178 Listings
  • San Jose1561 Listings
  • Lancaster1487 Listings
  • Apple Valley1043 Listings
  • Hemet997 Listings
  • Irvine989 Listings
  • Victorville977 Listings
  • Riverside935 Listings
  • Palmdale902 Listings

Recent Articles

All Articles
  • Upland Real Estate Trends 2025: What Homebuyers and Sellers Need to Know
  • Rancho Cucamonga Real Estate Trends 2025: What Homebuyers and Sellers Need to Know
  • Preparing Your Home to Sell in Upland, California: A Complete 2025 Guide
  • First Time Home Buyer Tips for Upland, California: Your 2025 Guide to Homeownership
  • Preparing Your Home to Sell in Rancho Cucamonga: A Complete Guide for Homeowners
  • First Time Home Buyer Tips for Rancho Cucamonga: Your 2025 Guide to Success
  • Your Complete Guide to First Time Home Buyer Tips in San Diego
  • San Diego Real Estate Trends 2025: What Home Buyers and Sellers Need to Know
  • Preparing Your Home to Sell in San Diego: A Complete Guide for Homeowners
  • Your Comprehensive Guide to Preparing for a Mortgage in Rancho Cucamonga, California with Richard Centeno at RayBon Mortgage